Fort Myers Roofing

Roofing Rebates & Incentives


FPL’S business Building Envelope Program can help you save energy and money by providing incentives for adding or installing, roof insulation, reflective roof measures, or spray polyurethane foam (SPUF).

With more efficient roofs you will benefit from Lower air conditioning bills every year, a more comfortable environment for employees and patrons.

How to Qualify?

There are three things you must do to quality for the rebate:

  1. You’re a/c must run between the hours of 3p.m. to 6p.m. on weekdays, between the months of April to October.
  2. The work must be pre approved by FPL and performed by an FPL Participating Independent Contractor.
  3. Choose one of these approved product options:
    1. Building Envelope Insulation Roofing Approved Technologies
    2. Building Envelope Reflective Roof Approved Technologies

Your energy efficiency options are as follows:

Roof Insulation

-$0.05 to $0.15 per square foot of insulation installed over air conditioned space of an existing building.

-When your current roof’s R-value is 7.0 or less and the final thermal resistance reaches at least R-19

Spray Polyurethane Foam (SPUF)

-$0.45 per square foot of reflective roof coating installed on SPUF roofs larger than 40,000 square feet

-Additional $0.05 per square foot for insulation requirements

-When you meet all roof and ceiling qualifications and a protective coating is installed over foam insulation to protect the SPUF from ultraviolet light

Reflective roof surfaces

-$0.45 per square foot of reflective roof measure

-When you install light-colored metal roofs, rubber-like thermoplastic reflective membranes or reflective coatings that are Energy Star compliant

-When the existing solar reflectance of your roof is 40% and the retrofit application reflects at least 73% of the sun’s heat. Light-colored metal roofs must reflect at least 65%

Please visit FPL’s business envelope rebates website for more information:


The objective of the Residential program is to reduce electrical demand and energy usage from air conditioning equipment by encouraging energy conservation through the installation of qualifying measures.

Customer eligibility depends on several things.

1 The FPL customer’s dwelling must be one year or older to qualify.

2 The program applies to retrofit applications only.

3 Eligible dwellings must have whole house electric heating or air conditioning. Meaning most of the living space in the dwelling can be heated/cooled by the units in the dwelling.

4 The program measures must be installed by an FPL approved contractor.

5 Installations required by federal, state and local building or energy codes when additions and/or renovations are made to existing buildings are not eligible for incentives from FPL.

6 Installations must be accessible to FPL for verification

7 Installations done by a homeowner are not eligible

Product Eligibility

All qualifying Residential Building Envelope Program products must be installed according to the manufacturer’s recommendations and specifications.  Additionally, all qualifying products must have thermal properties, solar reflectance and performance characteristics independently tested using the American Society of Testing and Materials(ASTM), American Society of Heating, Refrigeration and Air Conditioning Engineers(ASHRAE), Energy Star, Cool Roof Rating Council(CRRC) or other FPL approved calculations and test methods, where appropriate.

Roof insulation will be considered as any qualifying material placed under the roof, they include, but are not limited to sprayed foam, or fiber insulation.

Eligible reflective roof measures include roofs made of metal, cement tile or ceramic tile, thermoplastic roof membranes and reflective roof coatings.  The material must have an ASTM measured solar reflectance minimum of 73% for tile, membranes and coatings, and 65% for metal.  For thermoplastic roof membranes and reflective roof coatings, the overall thermal resistance of the existing insulation may not exceed R-19.  The existing roof solar reflectance shall be less than 40% to qualify.

Participation requirements:

Roof insulation must be installed under the roof and be installed uniformly with the additional insulation equal to or greater than R-19 throughout the entire area.

Reflective roof measures must be installed on the entire roof, partials will not be eligible.  Membranes and coatings must have a minimum of 1000 square feet of reflective measure installed per incentive application.  If the total qualifying area is less than that then the installation must cover the total qualifying area.  Your contractor must allow FPL to perform a pre-installation inspection, if deemed necessary by FPL.

Incentive processing:

Before the installation begins, an incentive certificate must be issued to the customer.  Payments will be calculated using the Incentive payment schedule (see bottom).  Incentive payments will be limited to the face value of the incentive certificates.  The incentive amount will be deducted from the contract prior to the installation.  The incentive payment goes directly to the contractor, which is why it is deducted from the contract.  The Incentive Certificate is signed by the customer and given to the contractor as part of payment.

Incentive Payment Schedule

Roof Insulation Measures

Existing R-Value                                                                Installed + or >R19

R0 – R2 FPL Issued                                                                  $300.00

R3 – R8 FPL Issued                                                                  $150.00

Contractor Issued                                                                    $140.00

Reflective Roof Replacement

Roof Type                               Minimum Solar Reflectance                     FPL Incentive

Metal                                                      65%                                                    $325.00

Tile                                                         73%                                                   $325.00

Reflective Roof Membrane and Coating Measures

Roof Type                               Minimum Solar Reflectance                    FPL Incentive

Thermoplastic Membranes                  73%                                                   .50 per sq ft

Roof Coatings                                    73%                                                   .50 per sq ft

Please visit FPL’s residential envelope building website for more information

Insurance Savings:


Florida Statute 626.0629 requires insurance companies to offer Florida homeowners “discounts, credits, or other rate differentials…” for construction techniques that reduce damage and loss in windstorms. Florida insurance companies were required to submit filings by March 2003 that provide for these wind mitigation discounts. The insurance company filings began to take effect during 2003. Each year, as insurance companies submit new filings, the Wind Insurance Savings Calculator is updated to reflect these filings that contain the latest information about premium savings.

For premium quotes and to find out if you can qualify for a discount please contact your insurance agent.

Mitigating a Roof

Failure of roof components is a major contributor to damage and loss in a windstorm. As the highest part of a house, the roof experiences higher wind speeds than other parts of the building. Failure of roof coverings is common, followed by failure of the roof deck. Occasionally, the roof-to-wall connection fails and the whole roof may blow off. Once a house loses its roof, rainwater is free to enter which can produce high losses very quickly.

The best time to mitigate a roof is when the roof coverings have to be replaced. Because of new laws put into effect in October of 2007 a few of the things that are considered to be roof mitigations are now required to be done to any and all existing site built single family homes.  They are as follows:

1 The contractor must re-nail the existing deck to meet the building code.  This means that additional 8 penny nails are added to the existing nails so that the spacing is every 6 inches.  This does not add much to the contract and it helps on getting an insurance discount on your home.

2. Recovering the roof per the specifications to the current Florida Building Code.  This means that your contractor will install the new roof covering to the current building code put forth by the state of Florida.  The building code is always changing and your contractor should be well aware of what the current codes are.

The other thing that you can do to your roof while having it replaced is to add a Secondary Water Barrier to your system.  This consists of a Peel & Stick underlayment which is attached directly to the roof deck of your home.  Insurance companies do not consider it secondary unless it is a peel & stick and it is installed directly to the deck of your roof.  This is not a requirement of the new laws put into effect in October of 2007.

The last thing that put into effect in October 2007 is a rule for homes that are valued over or insured for over 300,000.00.  They must have hurricane straps added to the roof trusses if the home was built after 1994.  If the cost of adding these truss straps can not be done for 15% or less of the roofing contract then it does not have to be done.  This is an extra charge for the Homeowner and does make the re-roofing procedure a little longer to do.  In the long run your insurance company will give you a discount for having this done as well.

Understanding Wind Insurance Savings
Hurricane Zones

Your insurance company should have a form that needs to be filled out by a State Certified Contractor.  Some companies will allow your roofing contractor to certify the roofing portion only, and some companies will make you have a General Contractor sign the form.  Please keep this in mind when getting the form from your insurance company so that there are no surprises when you turn your form in.
It is important that you check with the insurance company to obtain actual dollar quotes and to understand the details of the requirements to receive wind insurance savings.

Most homeowners have policies that cover fire, theft, and general liability in addition to windstorms. The discounts for wind loss mitigation features only apply to a fraction of the total premium. Depending on the insurance company and where you live in Florida, the wind portion of your total premium may vary from 15% to 70% of the total policy premium.

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